How to reunify homeless debts as collateral
If you want to reunify homeless debts, you should know that it is possible to do so, without having to mortgage any property. In Capital Lender we look for the best option you have to be able to reduce the fees you have to face each month, reducing them to a single monthly payment.
The system to be able to reunify homeless debts is to obtain a personal loan to reunify with which you can pay off all the small debts you have and thus reduce the monthly payment you must make.
The reunification of homeless debts does not trigger the repayment time of your debts, without you having to pay off the loan for years and years. It is a matter of reunifying them in a personal loan, which usually has a compliance period of between 5 and 10 years. Reducing the monthly payment will not be as substantial as if you resort to mortgage debt reunification, but you will always pay less than dealing with the various loans you have independently.
Can you reunite homeless and Financial Credit Institution debts?
If you are on the list of defaulters, you will also be able to reunify debts with Financial Credit Institution, even if you do not have a home to mortgage. In Capital Lender we can manage you to obtain a personal loan to reunify your debts, appearing in Financial Credit Institution, and without having to carry out a mortgage.
You can check your case in Capital Lender. A financial expert will analyze your situation completely free of charge and will look for the solution that best suits your case. In Capital Lender we negotiate the best conditions, in terms of interest and terms; And also, we put our experience at your disposal, to avoid that financial institutions can try to slip you some clause that does not suit you.
What are the requirements to reunify homeless debts
The first and fundamental thing is that you have a minimum monthly income with which to be able to face the resulting personal loan. You should also be up to date with your loan payments that you want to reunify.
In most entities, they require you not to be in Financial Credit Institution. However, as we have already told you, with the Capital Lender mediation, you can manage to overcome this obstacle. It is also customary that if you do not have a home to mortgage, you will be asked for a solidarity guarantor; that is, a person who signs as a guarantor, putting his salary or pension as a guarantee of payment, in the event that you cannot meet the fees in the future. If the guarantor is a problem for you, in Capital Lender we can also manage the search for entities, and the negotiation with them, that do not require such conditions.
To request the reunification of homeless debts, all you have to do is present your ID, your employment contract and the last three payrolls, the most recent personal income tax declaration, your working life and an extract from your bank movements in recent months. If you are self-employed, you must submit your VAT payments and justify that you have paid your self-employed fees.
Do not hesitate, contact one of our experts, in Capital Lender, and put an end to the ordeal you are living through all those small loans.